:root{--midnight:#050E35;--navy:#071658;--royal:#0D1D5F;--cobalt:#3156C8;--signal:#F32E24;--action:#D9211A;--white:#fff;--pearl:#F8FAFD;--mist:#F1F4FA;--cloud:#E5EAF2;--ink:#101828;--graphite:#344054;--slate:#5E6B82;--blueveil:#EAF0FF;--shadow:0 18px 50px rgba(5,14,53,.07)}
*{box-sizing:border-box}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:#fff}.legal-main .container{width:min(1180px,calc(100% - 40px));margin-inline:auto}a{color:inherit}.legal-main{background:#fff}.legal-hero{padding:70px 0 44px;border-bottom:1px solid var(--cloud);background:linear-gradient(180deg,#fbfcff,#fff)}.legal-kicker{display:flex;align-items:center;gap:10px;color:var(--slate);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.legal-kicker:before{content:"";width:24px;height:1px;background:currentColor;opacity:.45}.legal-hero h1{margin:18px 0 18px;font-size:clamp(44px,5.2vw,70px);line-height:1;letter-spacing:-.045em;max-width:14ch}.legal-hero p{margin:0;max-width:72ch;color:var(--slate);font-size:16px;line-height:1.75}.legal-meta{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:24px;color:#667085;font-size:12px}.legal-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:64px;padding:52px 0 90px}.legal-toc{position:sticky;top:112px;align-self:start;padding:22px;border:1px solid var(--cloud);border-radius:18px;background:var(--pearl)}.legal-toc strong{display:block;margin-bottom:12px;font-size:12px;text-transform:uppercase;letter-spacing:.07em}.legal-toc a{display:block;padding:7px 0;color:var(--slate);font-size:12.5px;line-height:1.35;text-decoration:none}.legal-toc a:hover{color:var(--cobalt)}.legal-content{max-width:820px}.legal-content section{scroll-margin-top:120px;padding:0 0 34px;margin:0 0 34px;border-bottom:1px solid var(--cloud)}.legal-content section:last-child{border-bottom:0;margin-bottom:0}.legal-content h2{margin:0 0 14px;font-size:26px;line-height:1.18;letter-spacing:-.025em}.legal-content h3{margin:24px 0 10px;font-size:17px}.legal-content p,.legal-content li{color:var(--graphite);font-size:14.5px;line-height:1.78}.legal-content p{margin:0 0 14px}.legal-content ul,.legal-content ol{margin:10px 0 16px;padding-left:22px}.legal-content li{margin:7px 0}.legal-note{margin:20px 0;padding:18px 20px;border:1px solid #D9E3FB;border-left:3px solid var(--cobalt);border-radius:14px;background:#F6F8FF;color:var(--graphite);font-size:13.5px;line-height:1.65}.legal-warning{border-color:#FECACA;border-left-color:var(--action);background:#FFF8F7}.legal-table{width:100%;border-collapse:separate;border-spacing:0;margin:16px 0;border:1px solid var(--cloud);border-radius:14px;overflow:hidden}.legal-table th,.legal-table td{padding:13px 14px;border-bottom:1px solid var(--cloud);text-align:left;vertical-align:top;font-size:13px;line-height:1.55}.legal-table th{background:var(--pearl);color:var(--ink);font-weight:750}.legal-table td{color:var(--graphite)}.legal-table tr:last-child td{border-bottom:0}.merchant-box{margin:24px 0;padding:22px;border-radius:18px;background:var(--midnight);color:#fff}.merchant-box h3{margin:0 0 12px;color:#fff}.merchant-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 28px}.merchant-grid div{font-size:12.5px;line-height:1.55;color:rgba(255,255,255,.7)}.merchant-grid strong{display:block;color:#fff;margin-bottom:2px}.legal-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.legal-btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:12px;background:var(--action);color:#fff!important;text-decoration:none;font-size:13px;font-weight:750}.legal-btn.secondary{background:#fff;color:var(--navy)!important;border:1px solid var(--cloud)}.legal-footnote{margin-top:34px;padding-top:20px;border-top:1px solid var(--cloud);font-size:11.5px;color:#7A8699;line-height:1.6}@media(max-width:900px){.legal-layout{grid-template-columns:1fr;gap:26px}.legal-toc{position:static;display:grid;grid-template-columns:repeat(2,1fr);gap:0 18px}.legal-toc strong{grid-column:1/-1}.merchant-grid{grid-template-columns:1fr}}@media(max-width:620px){.legal-main .container{width:min(100% - 28px,1180px)}.legal-hero{padding:54px 0 32px}.legal-hero h1{font-size:44px}.legal-layout{padding:36px 0 66px}.legal-toc{grid-template-columns:1fr}.legal-content h2{font-size:23px}.legal-table{display:block;overflow-x:auto}.merchant-box{padding:18px}}

/* Diagnex Help & Legal editorial edition, November 2026.
   Uses the existing Diagnex palette and Manrope type system. */
.legal-main{--lg-accent:var(--cobalt,#3156c8);--lg-navy:var(--midnight,#091446);--lg-line:var(--cloud,#e2e8f2);color:var(--ink)}
.legal-main *{min-width:0}
.legal-hero{padding:40px 0 70px;background:radial-gradient(90% 100% at 97% 0%,#e9eefe 0%,transparent 75%),linear-gradient(145deg,#fafcff 0%,#fff 72%);border-bottom:0}
.legal-breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:0 0 38px;font-size:12px;color:var(--slate);line-height:1.5}
.legal-breadcrumb a{color:var(--lg-accent);text-decoration:none;font-weight:700}
.legal-breadcrumb strong{font-weight:700;color:var(--ink)}
.legal-breadcrumb span[aria-hidden]{opacity:.45}
.legal-kicker{font-size:12px;letter-spacing:.09em;color:var(--lg-accent)}
.legal-hero h1{font-size:clamp(2.65rem,4.25vw,4.25rem);max-width:930px;line-height:1.07;letter-spacing:-.045em;font-weight:750;margin:18px 0 19px}
.legal-hero p:not(.legal-hero-tag){font-size:clamp(15px,1.4vw,17px);line-height:1.8;max-width:820px;color:var(--slate)}
.legal-hero-tag{margin:22px 0 0!important;color:var(--lg-navy)!important;font-size:14px!important;font-weight:800;letter-spacing:-.012em}
.legal-meta{gap:9px 25px;margin-top:22px;align-items:center;font-size:12px}
.legal-meta>span{display:inline-flex;align-items:center;gap:6px}
.legal-meta>span::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--lg-accent);opacity:.6;flex:none}
.legal-quick-guide{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:-30px!important}
.legal-insight{background:#fff;min-height:151px;border:1px solid var(--lg-line);box-shadow:0 18px 45px rgba(8,20,55,.055);border-radius:20px;padding:24px 25px}
.legal-insight-mark{display:block;width:26px;height:4px;background:var(--lg-accent);border-radius:5px;margin-bottom:19px}
.legal-insight strong{display:block;color:var(--lg-navy);font-size:16px;line-height:1.3;letter-spacing:-.018em}
.legal-insight p{margin:7px 0 0;font-size:13px;line-height:1.65;color:var(--slate)}
.legal-policy-switcher{margin:33px auto 0!important;display:flex;gap:18px;align-items:center;justify-content:space-between;padding:0 0 18px;border-bottom:1px solid var(--lg-line)}
.legal-policy-switcher-label{white-space:nowrap;font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:var(--slate)}
.legal-policy-switcher-links{display:flex;flex-wrap:wrap;gap:7px}
.legal-policy-switcher-links a{text-decoration:none;font-size:12px;line-height:1.45;font-weight:650;padding:8px 12px;border:1px solid var(--lg-line);background:#fff;color:var(--slate);border-radius:999px;transition:background .2s,color .2s,border-color .2s}
.legal-policy-switcher-links a[aria-current="page"]{background:var(--lg-navy);border-color:var(--lg-navy);color:#fff}
.legal-policy-switcher-links a:hover:not([aria-current="page"]){background:#eef3ff;color:var(--lg-navy);border-color:#c5d4fb}
.legal-layout{grid-template-columns:230px minmax(0,1fr);gap:64px;padding:36px 0 76px}
.legal-toc{top:112px;border-radius:19px;padding:23px 21px;max-height:calc(100vh - 135px);overflow:auto;background:#fafbff}
.legal-toc strong{font-size:12px;color:var(--lg-navy)}
.legal-toc a{font-size:12px;padding:6.5px 0;line-height:1.55;border-bottom:1px solid transparent}
.legal-toc a:hover{color:var(--lg-accent);text-decoration:underline;text-underline-offset:4px}
.legal-content{max-width:none}
.legal-content section{padding-bottom:30px;margin-bottom:34px;scroll-margin-top:115px}
.legal-content h2{font-size:clamp(22px,2.2vw,27px);line-height:1.2;margin-bottom:15px;color:var(--lg-navy)}
.legal-content h3{color:var(--lg-navy)}
.legal-content p,.legal-content li{font-size:14.5px;line-height:1.87}
.legal-content strong{color:inherit}
.legal-content a:not(.legal-btn){color:#254bb1;text-underline-offset:3px}
.legal-content a:not(.legal-btn):hover{color:var(--lg-navy)}
.legal-content .legal-extra-section{padding:27px 29px 28px;margin:4px 0 32px;border:1px solid #d9e4f6;background:linear-gradient(155deg,#f8faff 0%,#fff 85%);border-radius:21px}
.legal-extra-section h2{font-size:24px}
.legal-process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:20px 0}
.legal-process-grid--four{grid-template-columns:repeat(2,minmax(0,1fr))}
.legal-process-grid>div{border-radius:16px;padding:19px 19px 17px;border:1px solid var(--lg-line);background:#fff}
.legal-process-grid b{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;color:var(--lg-accent);background:#ecf1ff;border-radius:9px;font-size:12px;font-weight:800}
.legal-process-grid h3{font-size:15px;line-height:1.38;margin:13px 0 5px}
.legal-content .legal-process-grid p{font-size:12.6px;line-height:1.68;color:var(--slate);margin:0}
.legal-content .legal-small-note{color:var(--slate);font-size:13px;margin-top:7px}
.legal-checklist{list-style:none;padding:0!important;margin:15px 0!important;display:grid;gap:11px}
.legal-checklist li{position:relative;padding:0 0 0 25px;margin:0!important}
.legal-checklist li::before{content:"✓";position:absolute;left:0;top:1px;color:var(--lg-accent);font-size:15px;font-weight:800}
.legal-table-scroll{overflow-x:auto;max-width:100%}
.legal-compare-table{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:18px 0}
.legal-compare-table>div{background:#fff;border:1px solid var(--lg-line);border-radius:14px;padding:18px 19px}
.legal-compare-table strong{display:block;font-size:14px;color:var(--lg-navy)!important;margin-bottom:6px}
.legal-compare-table span{font-size:12.7px;line-height:1.75;color:var(--slate)}
.legal-note{border-radius:15px}
.legal-content .legal-faq-block{border:0;margin-top:5px;padding-bottom:30px}
.legal-faq-intro{margin-bottom:19px}
.legal-eyebrow{display:block;color:var(--lg-accent);text-transform:uppercase;letter-spacing:.1em;font-size:11px;font-weight:800;margin-bottom:8px}
.legal-faq-intro h2{margin:0 0 8px}
.legal-faq-intro p{color:var(--slate);font-size:13.5px}
.legal-faq-items details{border-bottom:1px solid var(--lg-line)}
.legal-faq-items summary{cursor:pointer;color:var(--lg-navy);font-size:14.3px;line-height:1.5;font-weight:750;padding:16px 36px 16px 2px;position:relative;list-style:none}
.legal-faq-items summary::-webkit-details-marker{display:none}
.legal-faq-items summary::after{content:"+";position:absolute;right:7px;top:12px;font-size:22px;color:var(--lg-accent);font-weight:500}
.legal-faq-items details[open] summary::after{content:"−"}
.legal-faq-items details>div{font-size:13.7px;color:var(--slate);line-height:1.75;padding:0 32px 18px 2px}
.legal-content .legal-related{border:0;padding:28px;border-radius:20px;background:var(--lg-navy);color:#fff;margin:34px 0 0}
.legal-related-head h2{font-size:25px;margin:0 0 5px;color:#fff!important}
.legal-related-head p{margin:0 0 20px;color:rgba(255,255,255,.75)!important;font-size:13.5px}
.legal-related .legal-eyebrow{color:#aabdfd}
.legal-related-grid{display:grid;grid-template-columns:1fr;gap:8px}
.legal-related-grid a{display:flex;align-items:center;justify-content:space-between;gap:12px;color:#fff!important;text-decoration:none;border:1px solid rgba(255,255,255,.18);border-radius:10px;padding:11px 13px;font-size:13px;font-weight:700}
.legal-related-grid a:hover{background:rgba(255,255,255,.09)}
.legal-related-grid a span{opacity:.8}
.legal-content .legal-actions{margin-top:21px}
.legal-main a:focus-visible,.legal-main summary:focus-visible{outline:3px solid #3156c8;outline-offset:3px;border-radius:5px}
@media(max-width:1000px){.legal-layout{grid-template-columns:205px minmax(0,1fr);gap:33px}.legal-process-grid{grid-template-columns:1fr}.legal-process-grid--four{grid-template-columns:repeat(2,minmax(0,1fr))}.legal-policy-switcher{align-items:start;flex-direction:column;gap:12px}}
@media(max-width:780px){.legal-hero{padding:29px 0 62px}.legal-hero h1{max-width:none}.legal-quick-guide{grid-template-columns:1fr 1fr}.legal-insight:last-child{grid-column:1/-1}.legal-insight{min-height:auto}.legal-layout{grid-template-columns:minmax(0,1fr);gap:22px;padding-top:25px}.legal-toc{position:static;display:flex;flex-direction:row;flex-wrap:nowrap;align-items:center;max-width:100%;max-height:none;overflow-x:auto;overflow-y:hidden;gap:8px;padding:12px;background:#f6f8fe;border-radius:13px;scrollbar-width:thin}.legal-toc strong{flex:none;white-space:nowrap;margin:0 8px 0 0}.legal-toc a{flex:none;white-space:nowrap;display:inline-block;border:1px solid #dce4f6;background:#fff;border-radius:9px;padding:8px 10px;font-size:12px}.legal-content .legal-extra-section{padding:22px}.legal-process-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:590px){.legal-hero{padding-bottom:58px}.legal-breadcrumb{margin-bottom:25px;font-size:11px}.legal-hero h1{font-size:clamp(34px,8.5vw,46px);line-height:1.12;margin:12px 0}.legal-hero p:not(.legal-hero-tag){font-size:14.5px;line-height:1.8}.legal-hero-tag{font-size:13px!important}.legal-quick-guide{grid-template-columns:1fr;gap:10px;margin-top:-26px!important}.legal-insight:last-child{grid-column:auto}.legal-insight{padding:17px 18px;border-radius:15px}.legal-insight-mark{margin-bottom:12px}.legal-insight strong{font-size:15px}.legal-policy-switcher{margin-top:25px!important}.legal-policy-switcher-links{gap:5px}.legal-policy-switcher-links a{padding:6px 10px;font-size:11.5px}.legal-layout{padding-bottom:50px}.legal-content h2{font-size:23px}.legal-content .legal-extra-section{padding:19px 17px}.legal-process-grid,.legal-process-grid--four,.legal-compare-table{grid-template-columns:1fr}.legal-process-grid>div{padding:16px}.legal-content p,.legal-content li{font-size:14px}.merchant-box{padding:17px}.legal-content .legal-related{padding:22px 18px}}
@media(prefers-reduced-motion:reduce){.legal-main *{scroll-behavior:auto!important;transition:none!important}}

/* Expanded Help & Legal details, 6 November 2026. Same Diagnex palette and Manrope. */
.legal-content .legal-depth-section{background:#fff;border:1px solid var(--lg-line);border-left:4px solid var(--lg-accent);border-radius:18px;padding:27px 29px;margin:22px 0 30px;box-shadow:0 10px 30px rgba(5,14,53,.035)}
.legal-depth-kicker{font-size:10.5px;font-weight:800;letter-spacing:.11em;text-transform:uppercase;color:var(--lg-accent);margin-bottom:12px}
.legal-content .legal-depth-section h2{font-size:clamp(21px,2vw,25px);margin:0 0 13px}
.legal-content .legal-depth-section p{margin-bottom:15px}
.legal-depth-section .legal-table{margin:18px 0 18px}
.legal-depth-section .legal-table th{font-size:12px}
.legal-depth-section .legal-table td{font-size:13px;line-height:1.7}
.legal-depth-section .legal-compare-table{margin:18px 0}
.legal-depth-section .legal-checklist{margin:18px 0!important}
.legal-depth-section ol{padding-left:24px}
.legal-depth-section li{margin-bottom:9px}
.legal-toc a:focus-visible{outline:2px solid var(--lg-accent);outline-offset:2px;border-radius:3px}
@media(max-width:590px){.legal-content .legal-depth-section{padding:21px 17px;margin:17px 0 25px}.legal-content .legal-depth-section h2{font-size:22px}.legal-depth-section .legal-table-scroll{margin:0 -4px;overflow-x:auto;overscroll-behavior-inline:contain}.legal-depth-section .legal-table{min-width:530px}.legal-depth-section .legal-compare-table{grid-template-columns:1fr}}
@media print{.legal-main .legal-toc,.legal-main .legal-policy-switcher,.legal-main .legal-related,.legal-main .legal-actions{display:none!important}.legal-main .legal-layout{display:block}.legal-main .legal-hero{padding:20px 0}.legal-main .legal-content section{break-inside:avoid-page}.legal-content .legal-depth-section{box-shadow:none}.legal-main a{color:inherit;text-decoration:underline}}
.legal-depth-jump{display:inline-flex;align-items:center;gap:10px;font-size:13px;font-weight:750;color:var(--cobalt);margin-top:13px;text-decoration:underline;text-underline-offset:4px}
.legal-depth-jump:hover{color:var(--navy)}
.legal-depth-jump:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px}
/* Show all three columns of an expanded policy table as fully readable stacked cards on narrow screens. */
@media(max-width:620px){
.legal-depth-section .legal-table-scroll{overflow:visible;max-width:100%}
.legal-depth-section .legal-table{display:block;min-width:0;width:100%;border:0;background:transparent;margin:15px 0}
.legal-depth-section .legal-table thead{display:none}
.legal-depth-section .legal-table tbody{display:grid;gap:10px}
.legal-depth-section .legal-table tr{display:block;background:#fff;border:1px solid var(--lg-line);border-radius:13px;overflow:hidden}
.legal-depth-section .legal-table td{display:block;width:100%;border-bottom:1px solid var(--lg-line);padding:12px 14px;font-size:13px;overflow-wrap:anywhere}
.legal-depth-section .legal-table td:last-child{border-bottom:0}
.legal-depth-section .legal-table td::before{content:attr(data-label);display:block;text-transform:uppercase;letter-spacing:.045em;font-size:10px;color:var(--slate);font-weight:800;margin-bottom:5px}
}